Life Insurance

Life is unpredictable, but ensuring your family’s financial security doesn’t have to be.
Imagine if the unthinkable happened—if you passed away, would your loved ones have the financial support they need to maintain their lifestyle, pay off the mortgage or cover everyday expenses?
Life insurance isn’t just about money; it’s about giving your family the ability to move forward without added stress during life’s most challenging moments.
We know that thinking about life insurance can feel overwhelming or even uncomfortable. But protecting your loved ones is one of the most thoughtful and lasting ways to show you care. We believe you shouldn’t have to figure it out alone—or feel like just another policy number in the process.
You’ve worked hard to build your life—let’s protect it together.
Our advisers will simplify the complexities of life insurance with clear, tailored advice that fits your unique circumstances. Danya Blake, our principal advisor with over 12 years of experience, is here to guide you every step of the way. From selecting the right level of cover to ensuring your policy evolves with life’s changes, we’ll be by your side with ongoing support.
Rest assured that you’re gaining a partner who genuinely cares about your family’s future.
Protects you & your family in case of death, disability, or serious illness
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Death & Permanent Disability
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Total & Permanent Disability
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Access to the Wellness
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We cover accidental death with no waiting period
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Natural death or death due to illness with a period
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You define who the beneficiaries will be
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After confirmation of payment and analysis of the proposal your policy will be issued within 1 business day, totally digital and without bureaucracy.

$59.90
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Secure today and protect tomorrow by contacting us
Peace of mind isn’t just a feeling—it’s knowing your family is covered, no matter what. With Oasis Insurance, you can move forward confidently, knowing that your family’s financial security is in good hands. Get in touch today to explore your life insurance options and take the first step toward lasting peace of mind.
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Life insurance | NZ | Life cover | Protection in place
Frequently Asked Questions
What is life insurance?
Life insurance provides financial support to your loved ones in the event of your passing, helping to cover debts, living expenses, or other financial obligations.
How does life insurance work in NZ?
Life insurance in New Zealand offers tailored policies for individuals and families, providing peace of mind and financial security in times of need.
How can I get a life insurance quote?
You can get a tailored quote quickly by contacting us or using our easy online tools to explore your options.
What is Chubb Life insurance?
Chubb Life is a trusted provider offering comprehensive life insurance products designed to meet a range of needs for individuals and families.
What is living insurance?
Living insurance covers you during your lifetime, offering payouts for critical illnesses or disabilities to help you manage expenses and focus on recovery.
What is life cover?
Life cover ensures a lump-sum payment to your beneficiaries in the event of your death, providing financial stability and peace of mind.
What are my insurance options?
We offer a variety of options, including life cover, trauma insurance, income protection, and business insurance, all tailored to your needs.
What is an insurance policy?
An insurance policy is a formal contract between you and the insurer, detailing your coverage, terms, and conditions.
How can I quote and buy insurance?
You can easily get a quote and buy your insurance online or with personalised advice from our team.
Why do New Zealanders need life insurance?
Life insurance helps New Zealanders protect their families, secure their futures, and provide financial stability during life’s uncertainties.
What is an insurance premium?
An insurance premium is the amount you pay regularly to maintain your policy and keep your coverage active.
What is business insurance?
Business insurance protects your company from financial losses due to unforeseen events, ensuring continuity and peace of mind.
What is Pinnacle Life insurance?
Pinnacle Life offers flexible and affordable life insurance products tailored to the needs of individuals and families in New Zealand.
What is income insurance?
Income insurance provides a monthly payout if you’re unable to work due to illness or injury, helping you maintain your lifestyle.
What happens if I’m diagnosed with a terminal illness?
Many life insurance policies offer an early payout option if you’re diagnosed with a terminal illness, providing financial relief when you need it most.
How do I get a quote and buy life insurance?
You can get started by contacting us for tailored advice or by using our online platform for a quick and easy process.
Why should I insure with a trusted life insurance provider?
A trusted provider offers reliable policies, clear terms, and ongoing support, ensuring you’re protected when it matters most.
What are insurance products?
Insurance products include various types of coverage, such as life, trauma, income protection, and business insurance, each designed for specific needs.
What are cover options?
Cover options refer to the range of policies and benefits you can choose to match your personal or business requirements.
How easy is it to get life insurance online?
With our streamlined process, it’s quick and simple to get life insurance online, from quotes to policy setup.
Should I get life insurance when buying a home?
Yes, life insurance can help cover your mortgage in case of unexpected events, ensuring your loved ones aren’t burdened.
What happens if I’m diagnosed with a terminal illness?
Many policies provide an early payout option to support you financially during such a challenging time.
How do NZ's insurance premiums work?
Premiums are regular payments you make to keep your policy active, calculated based on your coverage and personal factors.
Why is the right life insurance important for owning a home in?
Life insurance ensures your mortgage is covered, protecting your family’s financial future if something happens to you.
What is a lump sum payout in life insurance?
A lump sum payment is a one-time payout provided to your beneficiaries if you pass away or are diagnosed with a terminal illness, helping cover immediate expenses, debts, or future financial needs. We advise that you check if your existing policy pays you a monthly amount or a lump sum.
How can a lump sum payout help my loved ones?
It provides financial security during challenging times, covering costs like funeral expenses, mortgages, and ongoing living expenses, so your family can focus on what truly matters.
What is life insurance?
Life insurance provides financial support to your loved ones in the event of your passing, helping to cover debts, living expenses, or other financial obligations.
How does life insurance work in NZ?
Life insurance in New Zealand offers tailored policies for individuals and families, providing peace of mind and financial security in times of need.
How can I get a life insurance quote?
You can get a tailored quote quickly by contacting us or using our easy online tools to explore your options.
What is Chubb Life insurance?
Chubb Life is a trusted provider offering comprehensive life insurance products designed to meet a range of needs for individuals and families.
What is living insurance?
Living insurance covers you during your lifetime, offering payouts for critical illnesses or disabilities to help you manage expenses and focus on recovery.
What is life cover?
Life cover ensures a lump-sum payment to your beneficiaries in the event of your death, providing financial stability and peace of mind.
What are my insurance options?
We offer a variety of options, including life cover, trauma insurance, income protection, and business insurance, all tailored to your needs.
What is an insurance policy?
An insurance policy is a formal contract between you and the insurer, detailing your coverage, terms, and conditions.
How can I quote and buy insurance?
You can easily get a quote and buy your insurance online or with personalised advice from our team.
Why do New Zealanders need life insurance?
Life insurance helps New Zealanders protect their families, secure their futures, and provide financial stability during life’s uncertainties.
What is an insurance premium?
An insurance premium is the amount you pay regularly to maintain your policy and keep your coverage active.
What is business insurance?
Business insurance protects your company from financial losses due to unforeseen events, ensuring continuity and peace of mind.
What is Pinnacle Life insurance?
Pinnacle Life offers flexible and affordable life insurance products tailored to the needs of individuals and families in New Zealand.
What is income insurance?
Income insurance provides a monthly payout if you’re unable to work due to illness or injury, helping you maintain your lifestyle.
What happens if I’m diagnosed with a terminal illness?
Many life insurance policies offer an early payout option if you’re diagnosed with a terminal illness, providing financial relief when you need it most.
How do I get a quote and buy life insurance?
You can get started by contacting us for tailored advice or by using our online platform for a quick and easy process.
Why should I insure with a trusted life insurance provider?
A trusted provider offers reliable policies, clear terms, and ongoing support, ensuring you’re protected when it matters most.
What are insurance products?
Insurance products include various types of coverage, such as life, trauma, income protection, and business insurance, each designed for specific needs.
What are cover options?
Cover options refer to the range of policies and benefits you can choose to match your personal or business requirements.
How easy is it to get life insurance online?
With our streamlined process, it’s quick and simple to get life insurance online, from quotes to policy setup.
Should I get life insurance when buying a home?
Yes, life insurance can help cover your mortgage in case of unexpected events, ensuring your loved ones aren’t burdened.
What happens if I’m diagnosed with a terminal illness?
Many policies provide an early payout option to support you financially during such a challenging time.
How do NZ's insurance premiums work?
Premiums are regular payments you make to keep your policy active, calculated based on your coverage and personal factors.
Why is the right life insurance important for owning a home in?
Life insurance ensures your mortgage is covered, protecting your family’s financial future if something happens to you.
What is a lump sum payout in life insurance?
A lump sum payment is a one-time payout provided to your beneficiaries if you pass away or are diagnosed with a terminal illness, helping cover immediate expenses, debts, or future financial needs. We advise that you check if your existing policy pays you a monthly amount or a lump sum.
How can a lump sum payout help my loved ones?
It provides financial security during challenging times, covering costs like funeral expenses, mortgages, and ongoing living expenses, so your family can focus on what truly matters.